---
title: Glossary
description: Every term used in this guide, in one alphabetical list, with a
  short definition and a link to the page that covers it more fully.
subtitle: Every term used in this guide, alphabetical, one sentence each.
sidebar:
  order: 105
  section: Reference
canonical_html_url: https://eb.app/learn/glossary/
---

# Glossary

The vocabulary the app uses, in one place. Each entry is one sentence, with a link to the page where the term gets a fuller treatment.

---

**Access level.** Whether a budget is **Private** (only you), **Shared** (specific people you invited), or **Public** (readable from a link). [Sharing](https://eb.app/learn/sharing.md#how-sharing-fits-with-the-other-access-levels), [Public Budgets](https://eb.app/learn/public-budgets.md#how-to-publish).

**Account.** A place your money sits, like a checking or savings account, with a Current Balance you set when you add it and edit later if your bank and the app stop matching. [Accounts](https://eb.app/learn/accounts.md).

**AI Match Review.** The Integrated AI version of the **Review Transaction Matches** screen, where the app's suggested matches between bank/file transactions and planned events are listed for you to confirm before they save. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#reviewing-the-matches).

**Auto Pay.** A flag on an item that says "the bank takes this on its own"; a label for your reference, not an automation, since the app does not pay anything for you. [Items](https://eb.app/learn/items.md#auto-pay-is-a-label-not-an-automation).

**Auto-Resolve Events.** The matching mode on the **Match Transactions** dialog, where the app matches new bank transactions with open events and brings up a review screen for you to confirm. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#the-match-transactions-dialog).

**Backup.** A `.json` file containing a budget's accounts, categories, items, schedules, and (optionally) account balances, downloaded from the **Create Backup** button on the Budgets toolbar. [Your Account](https://eb.app/learn/account.md#backing-up-a-budget).

**Bank Transaction Merchant Name.** An optional field on each item that holds the merchant string as it appears on your bank statement, used to help the matcher connect bank transactions with this item. [Items](https://eb.app/learn/items.md#whats-on-an-item).

**Bring Your Own AI (BYOAI).** A free path on every AI feature where the app generates a prompt, you paste it into ChatGPT, Claude, Gemini, or any other tool you already use, and you paste the response back. [Subscription](https://eb.app/learn/subscription.md#how-ai-works-in-this-app).

**Budget.** A workspace that holds one set of accounts, items, categories, planner, and history; most people only need one. [Budgets](https://eb.app/learn/budgets.md).

**Calendar view.** The Planner laid out as a date grid, in Month, Week, or Day layout. [Planner](https://eb.app/learn/planner.md#calendar-view).

**Category.** A bucket items live in, with a Type (Income, Expense, or Transfer) that drives the math, and an optional Parent Category for nesting. [Categories](https://eb.app/learn/categories.md#the-three-types-and-the-sign-rule).

**Category type.** One of Income, Expense, or Transfer, looked up when a transaction is saved or an event is resolved to decide which way the account balance moves. [Categories](https://eb.app/learn/categories.md#the-three-types-and-the-sign-rule).

**Clear Local Data.** A Settings card that resets only this device's preferences (grid layouts, chart settings, the cached theme); your account, budgets, and history are not affected. [Your Account](https://eb.app/learn/account.md#clearing-your-devices-local-data).

**Community Content prompt.** A one-page acknowledgement that themes, icon sets, and public budgets are made by other users and that the app uses automated AI moderation; tap **I Understand** once and it stops appearing on every community page. [Discover](https://eb.app/learn/discover.md#the-community-content-prompt).

**Compare Budget.** A separate mode on the **Match Transactions** dialog that compares your actual spending against your plan and produces a category breakdown, without committing any matches. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#comparing-your-spending).

**CSV / TSV / TXT.** The file formats the app accepts for transaction upload: up to 3 files at once, 200 KB per file. [File Uploads](https://eb.app/learn/file-uploads.md#supported-file-formats).

**Current Balance.** The running balance of an account, starting from what you typed when you added the account and updated by every transaction since; you can edit it directly when the app's number stops matching your bank's. [Accounts](https://eb.app/learn/accounts.md#how-the-balance-changes).

**Date Format.** A Settings section that picks how detailed each date is (**Short**, **Medium**, or **Long**); the order of day, month, and year still follows your device's locale. [Accessibility](https://eb.app/learn/accessibility.md#date-format).

**Deleted (event status).** An event removed from the Planner by hand; appears in History as a Deleted row, with an Undo Action button. [History and Undo](https://eb.app/learn/history-and-undo.md).

**Discover.** A featured page that ranks the most-liked community themes, icon sets, and individual icons by likes over four rolling windows (Today, This Week, This Month, This Year). [Discover](https://eb.app/learn/discover.md).

**Editor (permission).** Someone shared on a budget with **Can Edit** access, who can change content but cannot manage sharing, change the access level, or delete the budget. [Sharing](https://eb.app/learn/sharing.md#can-edit).

**Event.** A single dated occurrence of an item; rent due May 1st is one event, June 1st rent is another. [Concepts](https://eb.app/learn/concepts.md#event).

**Expense category.** A category whose Type lowers your account balance when an event resolves or a transaction is saved. [Categories](https://eb.app/learn/categories.md#the-three-types-and-the-sign-rule).

**Forecast Period.** A 1Y/2Y/3Y/4Y/5Y control shared between the Planner and Reports, controlling how far ahead the running balance is projected, with each option extending through December 31 of the matching year ahead. [Planner](https://eb.app/learn/planner.md#forecast-period-how-far-ahead-the-planner-reaches).

**Free plan.** The no-payment plan, covering accounts, categories, items, the Planner, the Reports tab, History, Undo, manual transactions, and CSV/TSV/TXT upload. [Subscription](https://eb.app/learn/subscription.md#what-is-included-free).

**From Account / To Account.** The two account fields on a Transfer item; the From side debits, the To side credits, by the same amount. [Items](https://eb.app/learn/items.md#transfer-items-two-accounts-one-record).

**Grid view.** The Planner laid out as rows of events with a running-balance column for every account. [Planner](https://eb.app/learn/planner.md#grid-view).

**Hide Picks Tab.** A Premium-only Settings toggle that controls whether the Picks tab appears in your bottom bar; on by default for Premium subscribers, missing entirely on the free plan (where Picks is always visible). [Picks](https://eb.app/learn/picks.md#showing-the-tab-on-premium).

**History.** The tab where every Resolve and every Delete is recorded, with an **Undo Action** button on each row; entries are kept for the current calendar year plus the previous five full years. [History and Undo](https://eb.app/learn/history-and-undo.md).

**Icon Generation Credits.** Credits you spend to generate custom category icons with AI (1 credit Fast, 2 Standard, 3 High Quality), with a 100-credit one-time signup bonus for new Premium subscribers and packs available to anyone (Premium not required to buy or use them). [Subscription](https://eb.app/learn/subscription.md#icon-generation-credits).

**Icon set.** A curated collection of icons for items, accounts, and categories, applied per budget. [Themes and Icons](https://eb.app/learn/themes.md).

**Import hash.** A short fingerprint computed for every bank-pulled or file-uploaded transaction, used to skip the same imported transaction on a re-pull or re-upload so it is not recorded twice on one item. [Transactions](https://eb.app/learn/transactions.md#why-the-same-imported-transaction-cannot-be-recorded-twice-on-one-item).

**Income category.** A category whose Type raises your account balance when an event resolves or a transaction is saved. [Categories](https://eb.app/learn/categories.md#the-three-types-and-the-sign-rule).

**Integrated AI.** The Premium AI mode on the **Create Budget**, **Match Transactions**, and **Create Theme** dialogs; the app sends only what each feature needs to a Google Gemini model and draws against your monthly Premium Subscriber Credits. [Subscription](https://eb.app/learn/subscription.md#how-ai-works-in-this-app).

**Item.** A template that produces dated events on a schedule, for things like rent, paycheck, or groceries. [Items](https://eb.app/learn/items.md).

**Linked Accounts.** The Settings card listing the banks you have linked through Plaid; tap the **+** button at the top right of the card to add another. [Bank Linking](https://eb.app/learn/bank-linking.md#connecting-a-bank-to-your-account).

**Manual transaction.** A transaction you typed in by hand, as opposed to one pulled from a bank or uploaded from a file. [Transactions](https://eb.app/learn/transactions.md#adding-a-transaction-by-hand).

**Mark Event as Paid / Mark Event as Unpaid.** A toolbar button that toggles an event between Scheduled and Paid for your reference; it does not move the event off the Planner and does not change a balance. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#the-three-states-of-an-event).

**Match.** The action that connects a bank or uploaded payment, deposit, or transfer with the planned event it represents; the button and dialog are named **Match Transactions**. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md).

**Match Transactions.** The toolbar button and dialog that open after a Plaid pull, a file upload, or a tap of **Match Transactions** in the Planner toolbar, with **Auto-Resolve Events** and **Compare Budget** modes. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#the-match-transactions-dialog).

**None (Top-level).** The default value of the Parent Category picker, which makes the new category sit at the top level of your category tree rather than nested under an existing one. [Categories](https://eb.app/learn/categories.md#adding-a-category).

**Notifications.** The bell-icon panel and full **Notifications** page where invitations, access changes, bank-reconnection prompts, and app-update prompts arrive; there are no push notifications or emails, you read them inside the app. [Notifications](https://eb.app/learn/notifications.md).

**Numbered events.** Each recurring schedule numbers its events sequentially, with the count visible at the top of the **Edit Item Event** dialog as **Payment #**, useful for series with a known total like a car loan or financed purchase. [Items](https://eb.app/learn/items.md#numbered-events).

**Owner (permission).** The person, or people, with full control of a budget, including sharing, access level, and deletion; promoting someone to Owner is one-way. [Sharing](https://eb.app/learn/sharing.md#owner).

**Palette.** The 8 to 12 colors a theme provides for category color-coding, account color-coding, and chart series. [Themes and Icons](https://eb.app/learn/themes.md#whats-inside-a-theme).

**Pay period.** A grouping the Planner can use to break events into headers, alongside week, month, quarter, and year, with boundaries derived automatically from when your income lands. [Planner](https://eb.app/learn/planner.md#headers-and-grouping).

**Pay Period Headers.** The literal label of the default Planner grouping option, which puts a new header at each paycheck and summarises that pay period's Income, Expenses, and Net Flow. [Planner](https://eb.app/learn/planner.md#headers-and-grouping).

**Picks.** A free-tier bottom-bar tab that shows Amazon shopping categories selected to fit how you spend; the affiliate commission funds the free tier. [Picks](https://eb.app/learn/picks.md).

**Plaid.** The third-party service that connects to your bank and pulls transactions; available on Premium. [Bank Linking](https://eb.app/learn/bank-linking.md).

**Planner.** The day-to-day tab showing events and projected balances, in two views (Grid and Calendar) of the same data. [Planner](https://eb.app/learn/planner.md).

**Premium.** The paid tier, $11.99 per month plus tax, unlocking bank linking, sharing, public-budget publishing, AI budget creation, AI matching, AI theme generation, and increased limits. [Subscription](https://eb.app/learn/subscription.md#what-is-included-with-premium).

**Premium Subscriber Credits.** The included monthly AI-compute allowance for Integrated AI: 300 credits per billing cycle, equal to $3 of compute, which resets each cycle and does not roll over. [Subscription](https://eb.app/learn/subscription.md#premium-subscriber-credits).

**Privacy & Blocking.** A Settings card listing the people you have blocked, each with an **Unblock** button; blocking prevents new budget invitations and hides the blocked person's actions from your notifications. [Sharing](https://eb.app/learn/sharing.md#privacy-and-blocking).

**Profile.** Your public page at `/profiles/{your-username}`, where any themes, icon sets, and public budgets you have published are listed. [Your Public Profile](https://eb.app/learn/profile.md).

**Public budget.** A budget made readable from a public link after a signed-in user adds it, intended for templates and educational models; cannot be made from a budget that has ever held bank-imported data. [Public Budgets](https://eb.app/learn/public-budgets.md).

**Reauth (Reconnect).** What you do when a Plaid connection has expired; tap **Reconnect** in **Linked Accounts** and sign in again. [Bank Linking](https://eb.app/learn/bank-linking.md#when-a-connection-breaks).

**Reconcile.** Not a term the app uses; in other budgeting tools "reconcile" means comparing app balance to bank balance and adjusting the gap, but this app uses **Match Transactions** for matching transactions to events and **Resolve Event** for resolving events, and you set a mismatched balance directly on the account's **Current Balance**. [Concepts](https://eb.app/learn/concepts.md).

**Reports.** The tab showing charts and breakdowns of your budget over time. [Reports](https://eb.app/learn/reports.md).

**Resolve.** Sending an event to History; happens when a bank or uploaded payment, deposit, or transfer is matched, an item with Transaction Tracking on reaches the planned amount, or you tap **Resolve Event** yourself. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#the-three-paths-from-scheduled-to-resolved).

**Resolve Event.** The Planner toolbar button that resolves the selected event and writes it to History; on an item with Transaction Tracking on and no transactions yet, it asks first via the **No Transactions Recorded** dialog. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#the-three-paths-from-scheduled-to-resolved).

**Resolved (event status).** An event that has been resolved and moved off the Planner into History. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#the-three-states-of-an-event).

**Restore.** The reverse of Backup; reads a backup `.json` file and creates a fresh new budget from it (always a fresh budget, never an in-place overwrite). [Your Account](https://eb.app/learn/account.md#restoring-a-budget).

**Reverse Balance Change.** A toggle in the Undo dialog, shown only when you are reversing a resolve that had no transactions; it decides whether to undo the balance adjustment too, and defaults to on. [History and Undo](https://eb.app/learn/history-and-undo.md#a-resolved-row-with-no-transactions-filed-against-it).

**Review Transaction Matches.** The screen that opens after the matcher runs, listing possible matches grouped by account so you can confirm what to save. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#reviewing-the-matches).

**Schedule.** The rule on an item that decides when its events appear; either one-time or recurring at one of the supported frequencies (Weekly, Bi-weekly, Monthly, Quarterly, Semi-annually, Annually, or a custom interval). [Items](https://eb.app/learn/items.md#schedules-when-the-item-happens).

**Scheduled (event status).** The default state of an event: on the Planner, waiting for its date. [Matching and Resolving](https://eb.app/learn/matching-and-resolving.md#the-three-states-of-an-event).

**Shared budget.** A budget you have invited specific people to, with View Only, Can Edit, or Owner permission. [Sharing](https://eb.app/learn/sharing.md).

**Show Full Sharing Details.** A toggle in the budget sharing settings that decides whether non-owners on a shared budget see the full list of who else has access. [Sharing](https://eb.app/learn/sharing.md#the-show-full-sharing-details-toggle).

**Theme.** A packaged set of colors (UI plus palette) applied per budget. [Themes and Icons](https://eb.app/learn/themes.md).

**Theme Variant.** Light or Dark, a per-device Settings toggle that picks which variant of any theme is shown. [Accessibility](https://eb.app/learn/accessibility.md#light-mode-and-dark-mode).

**Transaction.** An individual purchase, charge, or deposit saved inside an event whose item has **Transaction Tracking** turned on; it moves the account balance immediately when saved. [Transactions](https://eb.app/learn/transactions.md).

**Transaction Tracking.** An optional toggle on an item: when on, the item's events accept individual transactions and accumulate against the planned amount; when off, one matched payment, deposit, or transfer, or one **Resolve Event** action, resolves the event as a whole. [Items](https://eb.app/learn/items.md#transaction-tracking-one-transaction-or-many).

**Transfer category.** A category whose Type moves money between two of your accounts; one balance goes down, the other goes up by the same amount. [Categories](https://eb.app/learn/categories.md#the-three-types-and-the-sign-rule).

**Undo Action.** The button on every History row that reverses a Resolve or a Delete and returns the event to the Planner at its original date, when the originating item, schedule, account, and category still exist. [History and Undo](https://eb.app/learn/history-and-undo.md#undoing-a-row).

**Unlink.** Removing the binding between one budget account and the bank account it was pulling from, without disconnecting the bank from your user account. [Bank Linking](https://eb.app/learn/bank-linking.md#unlinking-a-single-account-from-a-single-budget).

**Username.** A handle of 3 to 30 alphanumeric characters (hyphens allowed in the middle), required to publish themes, icon sets, or public budgets. [Your Account](https://eb.app/learn/account.md#profile-and-username).

**Viewer (permission).** Someone shared on a budget with **View Only** access, who can read everything but edit nothing. [Sharing](https://eb.app/learn/sharing.md#view-only).

---

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