One Upload - Complete Budget
Zero Hassle!
One Upload
Complete Budget
Zero Hassle!

Stop analyzing the past. Our AI builds practical budgets that project ahead, auto-match transactions, and adapt monthly.

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Features Showcase

Explore the powerful features that make budgeting effortless

AI Budget Creation
Planner Grid View
Planner Calendar View
Pie Chart View
Bar Chart Analysis
Cash Flow Tracking

AI Budget Creation

Create your personalized budget instantly with AI-powered assistance

Why Choose Essential Budget?

Powerful benefits designed to make budgeting simple and stress-free

Free Core Features Forever

Create unlimited budgets, track expenses, and manage your finances at no cost. Premium features available for just $9.99/month.

AI-Powered Budget Creation

Use AI to create your budget in minutes. Free users can "Bring Your Own AI" or upgrade to premium for seamless integration.

No Bank Connection Required

Keep your banking credentials secure. Manually upload transactions for complete control over your financial data.

Sync Across All Devices

Access your budget from any device - desktop, tablet, or mobile. Everything stays perfectly synchronized in real-time.

Simple & Intuitive

Designed for everyone, regardless of financial experience. No overwhelming features or confusing interfaces.

Advanced Analytics

Premium users get powerful charts and insights to understand spending patterns and make better financial decisions.

Start Using Essential Budget

Choose your platform and begin your budgeting journey today

Web Application Preview

Web Application

Access the full-featured web version from any browser

Go to Web App
Mobile Application Preview

Mobile Application

Download our native app for iOS and Android

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Scan to download the mobile app

Frequently Asked Questions

Is it really free or is there a catch?
The core budgeting features are completely free to use on our website and mobile apps. Premium features including integrated AI assistance, advanced charts, and history tracking are available for $9.99 per month. You can create budgets, track expenses, and manage your finances at no cost - even use AI with our "Bring Your Own AI" approach. The premium subscription unlocks seamless AI integration and advanced tools.
How can you offer free core features?
We keep our infrastructure costs minimal through efficient cloud services and our innovative "Bring Your Own AI" approach for free users. Our premium subscriptions at $9.99/month help support the platform while providing integrated AI assistance and advanced features. This creates a sustainable model where everyone gets powerful budgeting tools, with premium users enjoying a seamless, AI-enhanced experience.
Do you sell or share my financial data?
Free Users: No, we never sell or share your personal or financial data with third parties. Your budget data is yours and is used solely to provide our budgeting service to you.

Premium Users ($9.99/month): Your budget data can be processed by third-party AI services (Google AI) to provide integrated AI assistance features. AI is enabled by default but can be disabled in your settings at any time. We never sell your data. When AI is enabled, data is shared with Google AI solely to deliver the premium AI features.

All users: We use Google Firebase as our hosting and authentication service provider, which is disclosed in our Privacy Policy. We've configured it to minimize data collection and we maintain strict control over your information.
Do you need access to my bank accounts?
No, we never connect to your bank accounts or financial institutions. You manually enter your account balances and transactions, giving you complete control over what information you share. This approach keeps your banking credentials secure and ensures your financial data stays private.
How is this different from other budgeting tools?
We designed our budgeting tool to be easy for anyone to use, regardless of their financial experience. While other budgeting software can be complex and overwhelming, we focus on simplicity and clarity, presenting your financial picture in a way that's easy to understand and act on.

Our approach focuses on functionality without sacrificing ease of use. You won't find overwhelming features you'll never use or confusing interfaces that make budgeting feel like a chore. We believe budgeting should be straightforward and stress-free, so you can focus on reaching your financial goals rather than learning complicated software.

Plus, with no bank account connections required, you maintain complete control and privacy over your financial information while still getting all the insights you need to manage your money effectively.
What devices and browsers work with the app?
Our web version works on all modern browsers (Chrome, Safari, Firefox, Edge) on desktop and laptop computers running Windows, macOS, or Linux, as well as mobile devices running iOS or Android. The dedicated mobile apps are available for Android devices now, with iOS coming soon.
Do you have an app for this budget?
Yes! You have multiple options:

Web Version: Use our budgeting tool at my.eb.app on any device - desktop, tablet, or mobile. It's designed to work seamlessly across all your devices with automatic syncing.

Mobile Apps: Download our app from the Google Play Store now (iOS App Store coming soon). The app provides the same features with a native mobile experience.

All versions keep your budget data in sync across all your devices, so you can switch between them as needed. Premium features including integrated AI assistance are available for $9.99/month through either web or in-app subscription.
What budgeting features are included?
Free Features: Create unlimited budgets and accounts. AI-assisted budget creation with "Bring Your Own AI". Set up income and expense categories with custom icons and colors. Add budget items with flexible recurring schedules. View upcoming transactions in the interactive planner. Mark transactions as paid or resolved. Export your data in Excel, CSV or JSON format.

Premium Features ($9.99/month): Integrated AI assistant with real-time streaming (enabled by default, can be disabled). Advanced charts and visualizations to understand spending patterns. Complete transaction history tracking. Priority support and early access to new features. No need for external AI accounts - everything built-in.

Everything syncs across all your devices, giving you a complete picture of your finances in one simple tool.
Can I use AI to help create my budget?
Yes! We offer two ways to use AI for budget creation:

Free Users: Our "Bring Your Own AI" approach lets you use your own AI/LLM accounts. We provide you with a structured prompt, you paste it into your preferred AI chat, and paste the generated budget back. Your financial data stays completely private - it never passes through our servers to any AI service.

Premium Users ($9.99/month): Get seamless, integrated AI assistance directly within the app. Simply upload your transactions and our AI will automatically analyze them and create your budget behind the scenes. We never store your transactions on our servers - they are only used to build a prompt for AI analysis to simplify budget creation. We use Google Gemini 2.5 to intelligently categorize and organize your finances. Your data is always processed securely with enterprise-grade encryption.
What if I need help or have technical issues?
Email us at team@eb.app and we'll respond quickly. Premium subscribers receive priority support with faster response times. We're committed to helping you get the most out of your budgeting experience.

Most users find the tool intuitive and get started easily. Our AI assistant (free via copy-prompt or integrated for premium users) can help you set up your first budget in minutes. We're also creating helpful video guides (coming soon).

Contact Us

Email

team@eb.app

For support and inquiries

Mail

EB App LLC
30 N Gould St #52260
Sheridan, WY 82801