See where we're going. We're building the most transparent and powerful budgeting tool, one feature at a time.
November 30th, 2025
The foundation of Essential Budget. Our powerful, free web platform helps you plan and track income and expenses across accounts. Generate budgets with your own AI, or manually manage categories, and schedule income and expenses. Visualize finances with our drag and drop planner (grid and calendar) and interactive charts, all at zero cost.
Smart, relevant offers will be presented in a separate tab, never through selling your data. Users can optionally engage with these offers to support our mission of providing a free budgeting platform, while also saving money on services you use.
Securely connect your bank accounts via Plaid. Our integrated AI will automatically categorize transactions, build your budget, and match bank transactions to scheduled budgeting events, keeping your budget in sync with your bank accounts and saving you time every month.
Collaborate with family, roommates, or other groups like sports teams, community projects, or non-profit boards. Share budgets with up to 100 people, complete with granular Reader, Editor, and Owner permission roles.
Share your budgeting templates, success stories, or educational models with the world via a simple public link. Perfect for content creators and financial coaches.
Snap photos of your receipts to automatically track expenses. We'll analyze price trends over time to help you spot inflation and spending habits.
Integrated shopping lists that sync with your budget and receipt scanning. Plan your shopping trips based on your remaining budget for an effortless grocery experience.
Access your Essential Budget accounts on the go with our native Android app. Full features, optimized for mobile.
Enjoy an intuitive budgeting experience on your iPhone with our dedicated iOS app. Experience all the features tailored for Apple devices.