Glossary

The vocabulary the app uses, in one place. Each entry is one sentence, with a link to the page where the term gets a fuller treatment.

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Access level. Whether a budget is Private (only you), Shared (specific people you invited), or Public (readable from a link). Sharing, Public Budgets.

Account. A place your money sits, like a checking or savings account, with a Current Balance you set when you add it and edit later if your bank and the app stop matching. Accounts.

AI Match Review. The Integrated AI version of the Review Transaction Matches screen, where the app’s suggested matches between bank/file transactions and planned events are listed for you to confirm before they save. Matching and Resolving.

Auto Pay. A flag on an item that says “the bank takes this on its own”; a label for your reference, not an automation, since the app does not pay anything for you. Items.

Auto-Resolve Events. The matching mode on the Match Transactions dialog, where the app matches new bank transactions with open events and brings up a review screen for you to confirm. Matching and Resolving.

Backup. A .json file containing a budget’s accounts, categories, items, schedules, and (optionally) account balances, downloaded from the Create Backup button on the Budgets toolbar. Your Account.

Bank Transaction Merchant Name. An optional field on each item that holds the merchant string as it appears on your bank statement, used to help the matcher connect bank transactions with this item. Items.

Bring Your Own AI (BYOAI). A free path on every AI feature where the app generates a prompt, you paste it into ChatGPT, Claude, Gemini, or any other tool you already use, and you paste the response back. Subscription.

Budget. A workspace that holds one set of accounts, items, categories, planner, and history; most people only need one. Budgets.

Calendar view. The Planner laid out as a date grid, in Month, Week, or Day layout. Planner.

Category. A bucket items live in, with a Type (Income, Expense, or Transfer) that drives the math, and an optional Parent Category for nesting. Categories.

Category type. One of Income, Expense, or Transfer, looked up when a transaction is saved or an event is resolved to decide which way the account balance moves. Categories.

Clear Local Data. A Settings card that resets only this device’s preferences (grid layouts, chart settings, the cached theme); your account, budgets, and history are not affected. Your Account.

Community Content prompt. A one-page acknowledgement that themes, icon sets, and public budgets are made by other users and that the app uses automated AI moderation; tap I Understand once and it stops appearing on every community page. Discover.

Compare Budget. A separate mode on the Match Transactions dialog that compares your actual spending against your plan and produces a category breakdown, without committing any matches. Matching and Resolving.

CSV / TSV / TXT. The file formats the app accepts for transaction upload: up to 3 files at once, 200 KB per file. File Uploads.

Current Balance. The running balance of an account, starting from what you typed when you added the account and updated by every transaction since; you can edit it directly when the app’s number stops matching your bank’s. Accounts.

Date Format. A Settings section that picks how detailed each date is (Short, Medium, or Long); the order of day, month, and year still follows your device’s locale. Accessibility.

Deleted (event status). An event removed from the Planner by hand; appears in History as a Deleted row, with an Undo Action button. History and Undo.

Discover. A featured page that ranks the most-liked community themes, icon sets, and individual icons by likes over four rolling windows (Today, This Week, This Month, This Year). Discover.

Editor (permission). Someone shared on a budget with Can Edit access, who can change content but cannot manage sharing, change the access level, or delete the budget. Sharing.

Event. A single dated occurrence of an item; rent due May 1st is one event, June 1st rent is another. Concepts.

Expense category. A category whose Type lowers your account balance when an event resolves or a transaction is saved. Categories.

Forecast Period. A 1Y/2Y/3Y/4Y/5Y control shared between the Planner and Reports, controlling how far ahead the running balance is projected, with each option extending through December 31 of the matching year ahead. Planner.

Free plan. The no-payment plan, covering accounts, categories, items, the Planner, the Reports tab, History, Undo, manual transactions, and CSV/TSV/TXT upload. Subscription.

From Account / To Account. The two account fields on a Transfer item; the From side debits, the To side credits, by the same amount. Items.

Grid view. The Planner laid out as rows of events with a running-balance column for every account. Planner.

Hide Picks Tab. A Premium-only Settings toggle that controls whether the Picks tab appears in your bottom bar; on by default for Premium subscribers, missing entirely on the free plan (where Picks is always visible). Picks.

History. The tab where every Resolve and every Delete is recorded, with an Undo Action button on each row; entries are kept for the current calendar year plus the previous five full years. History and Undo.

Icon Generation Credits. Credits you spend to generate custom category icons with AI (1 credit Fast, 2 Standard, 3 High Quality), with a 100-credit one-time signup bonus for new Premium subscribers and packs available to anyone (Premium not required to buy or use them). Subscription.

Icon set. A curated collection of icons for items, accounts, and categories, applied per budget. Themes and Icons.

Import hash. A short fingerprint computed for every bank-pulled or file-uploaded transaction, used to skip the same imported transaction on a re-pull or re-upload so it is not recorded twice on one item. Transactions.

Income category. A category whose Type raises your account balance when an event resolves or a transaction is saved. Categories.

Integrated AI. The Premium AI mode on the Create Budget, Match Transactions, and Create Theme dialogs; the app sends only what each feature needs to a Google Gemini model and draws against your monthly Premium Subscriber Credits. Subscription.

Item. A template that produces dated events on a schedule, for things like rent, paycheck, or groceries. Items.

Linked Accounts. The Settings card listing the banks you have linked through Plaid; tap the + button at the top right of the card to add another. Bank Linking.

Manual transaction. A transaction you typed in by hand, as opposed to one pulled from a bank or uploaded from a file. Transactions.

Mark Event as Paid / Mark Event as Unpaid. A toolbar button that toggles an event between Scheduled and Paid for your reference; it does not move the event off the Planner and does not change a balance. Matching and Resolving.

Match. The action that connects a bank or uploaded payment, deposit, or transfer with the planned event it represents; the button and dialog are named Match Transactions. Matching and Resolving.

Match Transactions. The toolbar button and dialog that open after a Plaid pull, a file upload, or a tap of Match Transactions in the Planner toolbar, with Auto-Resolve Events and Compare Budget modes. Matching and Resolving.

None (Top-level). The default value of the Parent Category picker, which makes the new category sit at the top level of your category tree rather than nested under an existing one. Categories.

Notifications. The bell-icon panel and full Notifications page where invitations, access changes, bank-reconnection prompts, and app-update prompts arrive; there are no push notifications or emails, you read them inside the app. Notifications.

Numbered events. Each recurring schedule numbers its events sequentially, with the count visible at the top of the Edit Item Event dialog as Payment #, useful for series with a known total like a car loan or financed purchase. Items.

Owner (permission). The person, or people, with full control of a budget, including sharing, access level, and deletion; promoting someone to Owner is one-way. Sharing.

Palette. The 8 to 12 colors a theme provides for category color-coding, account color-coding, and chart series. Themes and Icons.

Pay period. A grouping the Planner can use to break events into headers, alongside week, month, quarter, and year, with boundaries derived automatically from when your income lands. Planner.

Pay Period Headers. The literal label of the default Planner grouping option, which puts a new header at each paycheck and summarises that pay period’s Income, Expenses, and Net Flow. Planner.

Picks. A free-tier bottom-bar tab that shows Amazon shopping categories selected to fit how you spend; the affiliate commission funds the free tier. Picks.

Plaid. The third-party service that connects to your bank and pulls transactions; available on Premium. Bank Linking.

Planner. The day-to-day tab showing events and projected balances, in two views (Grid and Calendar) of the same data. Planner.

Premium. The paid tier, $11.99 per month plus tax, unlocking bank linking, sharing, public-budget publishing, AI budget creation, AI matching, AI theme generation, and increased limits. Subscription.

Premium Subscriber Credits. The included monthly AI-compute allowance for Integrated AI: 300 credits per billing cycle, equal to $3 of compute, which resets each cycle and does not roll over. Subscription.

Privacy & Blocking. A Settings card listing the people you have blocked, each with an Unblock button; blocking prevents new budget invitations and hides the blocked person’s actions from your notifications. Sharing.

Profile. Your public page at /profiles/{your-username}, where any themes, icon sets, and public budgets you have published are listed. Your Public Profile.

Public budget. A budget made readable from a public link after a signed-in user adds it, intended for templates and educational models; cannot be made from a budget that has ever held bank-imported data. Public Budgets.

Reauth (Reconnect). What you do when a Plaid connection has expired; tap Reconnect in Linked Accounts and sign in again. Bank Linking.

Reconcile. Not a term the app uses; in other budgeting tools “reconcile” means comparing app balance to bank balance and adjusting the gap, but this app uses Match Transactions for matching transactions to events and Resolve Event for resolving events, and you set a mismatched balance directly on the account’s Current Balance. Concepts.

Reports. The tab showing charts and breakdowns of your budget over time. Reports.

Resolve. Sending an event to History; happens when a bank or uploaded payment, deposit, or transfer is matched, an item with Transaction Tracking on reaches the planned amount, or you tap Resolve Event yourself. Matching and Resolving.

Resolve Event. The Planner toolbar button that resolves the selected event and writes it to History; on an item with Transaction Tracking on and no transactions yet, it asks first via the No Transactions Recorded dialog. Matching and Resolving.

Resolved (event status). An event that has been resolved and moved off the Planner into History. Matching and Resolving.

Restore. The reverse of Backup; reads a backup .json file and creates a fresh new budget from it (always a fresh budget, never an in-place overwrite). Your Account.

Reverse Balance Change. A toggle in the Undo dialog, shown only when you are reversing a resolve that had no transactions; it decides whether to undo the balance adjustment too, and defaults to on. History and Undo.

Review Transaction Matches. The screen that opens after the matcher runs, listing possible matches grouped by account so you can confirm what to save. Matching and Resolving.

Schedule. The rule on an item that decides when its events appear; either one-time or recurring at one of the supported frequencies (Weekly, Bi-weekly, Monthly, Quarterly, Semi-annually, Annually, or a custom interval). Items.

Scheduled (event status). The default state of an event: on the Planner, waiting for its date. Matching and Resolving.

Shared budget. A budget you have invited specific people to, with View Only, Can Edit, or Owner permission. Sharing.

Show Full Sharing Details. A toggle in the budget sharing settings that decides whether non-owners on a shared budget see the full list of who else has access. Sharing.

Theme. A packaged set of colors (UI plus palette) applied per budget. Themes and Icons.

Theme Variant. Light or Dark, a per-device Settings toggle that picks which variant of any theme is shown. Accessibility.

Transaction. An individual purchase, charge, or deposit saved inside an event whose item has Transaction Tracking turned on; it moves the account balance immediately when saved. Transactions.

Transaction Tracking. An optional toggle on an item: when on, the item’s events accept individual transactions and accumulate against the planned amount; when off, one matched payment, deposit, or transfer, or one Resolve Event action, resolves the event as a whole. Items.

Transfer category. A category whose Type moves money between two of your accounts; one balance goes down, the other goes up by the same amount. Categories.

Undo Action. The button on every History row that reverses a Resolve or a Delete and returns the event to the Planner at its original date, when the originating item, schedule, account, and category still exist. History and Undo.

Unlink. Removing the binding between one budget account and the bank account it was pulling from, without disconnecting the bank from your user account. Bank Linking.

Username. A handle of 3 to 30 alphanumeric characters (hyphens allowed in the middle), required to publish themes, icon sets, or public budgets. Your Account.

Viewer (permission). Someone shared on a budget with View Only access, who can read everything but edit nothing. Sharing.